What happens to the EuroDreams annuity if the winner passes away?
EuroDreams inheritance rules: passing the €20,000/month annuity to heirs, calculation of the remaining balance and succession terms.
Friday, October 2, 2026
The annuity is not lost: it passes to legal heirs
A common question among players: what happens if the tier-1 winner dies before the 30-year term ends? Official regulations confirm that the prize does not vanish.
The total guaranteed amount is €7,200,000 (360 monthly payments of €20,000). If the beneficiary passes away, the remaining unpaid balance forms part of the estate.
Payment of the balance as a lump sum
While the original winner receives monthly instalments, legal heirs generally receive the remaining balance as a single lump sum divided according to standard inheritance law.
Standard inheritance taxation
Although lottery winnings are exempt from income tax on receipt, estate transfers to heirs are subject to customary inheritance tax rules in the country of residence.